They’re very travel-themed as usual, but are this year focused around activities within Scotland and the UK, plus the usual 50% split of money-saving and day to day resolutions. In 2012 we completed 8/12 and we managed 8/13 last year, so aiming for at least nine in 2014!

The painting is a watercolour of the open road in Death Valley, where we visited in 2011.